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CII Insurance law (IL) Exam Sample Questions (Q116-Q121):
NEW QUESTION # 116
Under the provisions of the Contracts (Rights of Third Parties) Act 1999, the right to enforce a contractual term arises if a third party.
Answer: C
NEW QUESTION # 117
Fran is self-employed and works from home. She uses her spare bedroom as an office and separately insures her computer, photocopier and other items of office equipment. She occasionally uses the equipment for personal use. Under the Consumer Insurance (Disclosure and Representations) Act 2012. in relation to insuring this equipment, she would be defined as a
Answer: A
NEW QUESTION # 118
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?
Answer: A,B
NEW QUESTION # 119
In which of the following cases can the insurer void an insurance contract?
Answer: D
Explanation:
If the policyholder makes a material misrepresentation during the underwriting process, the insurer may void the contract. This is a violation of the principle of utmost good faith.
NEW QUESTION # 120
What does the principle of "indemnity" generally prevent in an insurance contract?
Answer: A
Explanation:
The principle of indemnity ensures that insurance is for the purpose of restoring the insured to the same financial position they were in prior to the loss. It prevents the insured from profiting from the insurance claim.
NEW QUESTION # 121
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