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IAPP CIPP-US Exam is an essential certification for privacy professionals working in the US. Certified Information Privacy Professional/United States (CIPP/US) certification demonstrates an individual's knowledge and understanding of privacy laws and regulations, ethical considerations, and best practices related to data protection and privacy compliance. Certified Information Privacy Professional/United States (CIPP/US) certification is globally recognized and provides individuals with better career prospects in various industries.
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IAPP Certified Information Privacy Professional/United States (CIPP/US) Sample Questions (Q226-Q231):
NEW QUESTION # 226
What consumer protection did the Fair and Accurate Credit Transactions Act (FACTA) require?
Answer: D
NEW QUESTION # 227
Which of the following most accurately describes the regulatory status ot pandemic contact-tracing apps in the United States?
Answer: A
Explanation:
In the United States, pandemic contact-tracing apps are regulated under a patchwork of federal and state privacy laws, rather than a single, comprehensive framework. Contact-tracing initiatives often involve the collection and processing of sensitive data, including location and health information, which may fall under different legal regimes depending on the jurisdiction and type of data.
Key Regulations Affecting Contact-Tracing Apps:
* State Privacy Laws:
* States such as California (via the California Consumer Privacy Act - CCPA) and others have privacy laws that may apply to contact-tracing apps, particularly when personal data is collected or shared.
* State-level health privacy laws may also govern how health-related data is collected and used.
* HIPAA:
* HIPAA (Health Insurance Portability and Accountability Act) applies only if the app is used by or on behalf of a covered entity (e.g., healthcare providers or health plans). If the app is operated by a private company without a connection to a HIPAA-covered entity, HIPAA likely does not apply.
* Federal Guidance:
* The Federal Trade Commission (FTC) enforces general privacy protections under Section 5 of the FTC Act, which prohibits unfair or deceptive practices.
* The FTC has also issued guidance on privacy considerations for health-related apps.
* Other Federal and Sector-Specific Laws:
* If the app collects health-related data, it could also trigger obligations under laws like the Americans with Disabilities Act (ADA) or sector-specific rules.
Explanation of Options:
* A. Contact tracing is covered exclusively under the Health Insurance Portability and Accountability Act (HIPAA):This is incorrect. HIPAA applies only to covered entities and their business associates, not broadly to all contact-tracing apps or initiatives.
* B. Contact tracing is regulated by the U.S. Centers for Disease Control and Prevention (CDC):
This is incorrect. While the CDC provides guidance and recommendations for public health, it does not have regulatory authority over contact-tracing apps.
* C. Contact tracing is subject to a patchwork of federal and state privacy laws:This is correct.
Contact-tracing apps in the U.S. are governed by various federal, state, and sector-specific laws, creating a patchwork regulatory framework.
* D. Contact tracing is not regulated in the United States:This is incorrect. While there is no single regulatory framework for contact tracing, the practice is subject to multiple federal and state laws.
References from CIPP/US Materials:
* IAPP CIPP/US Certification Textbook: Discusses the application of HIPAA, state privacy laws, and federal regulations to health-related technologies, including contact-tracing apps.
* FTC Guidance on Health Apps: Details privacy considerations for app developers handling health- related data.
NEW QUESTION # 228
What was unique about the action that the Federal Trade Commission took against B.J.'s Wholesale Club in 2005?
Answer: C
Explanation:
Per the FTC Press Release in 2005, "BJ's Wholesale Club, Inc. has agreed to settle Federal Trade Commission charges that its failure to take appropriate security measures to protect the sensitive information of thousands of its customers was an unfair practice that violated federal law."
NEW QUESTION # 229
California's SB 1386 was the first law of its type in the United States to do what?
Answer: A
Explanation:
California's SB 1386, also known as the California Security Breach Information Act, was enacted in 2002 and became effective in 2003. It was the first law of its kind in the United States to require commercial entities that own or license personal information of California residents to notify them in the event of a security breach that compromises their unencrypted data. The law aims to protect the privacy and security of personal information and to enable individuals to take preventive measures against identity theft and fraud. The law applies to any business or person that conducts business in California and that owns or licenses computerized data that includes personal information, as defined by the law. Personal information includes an individual's first name or first initial and last name in combination with any one or more of the following data elements: Social Security number, driver's license number or California identification card number, account number, credit or debit card number, in combination with any required security code, access code, or password that would permit access to an individual's financial account, or medical information or health insurance information. The law does not apply to encrypted information, publicly available information, or information that is lawfully obtained from federal, state, or local government records. The law requires the disclosure of a breach of the security of the system to any resident of California whose unencrypted personal information was, or is reasonably believed to have been, acquired by an unauthorized person. The disclosure must be made in the most expedient time possible and without unreasonable delay, consistent with the legitimate needs of law enforcement or any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system. The disclosure may be made by written notice, electronic notice, or substitute notice, as specified by the law. The law also requires any person or business that maintains computerized data that includes personal information that the person or business does not own to notify the owner or licensee of the information of any breach of the security of the data immediately following discovery, if the personal information was, or is reasonably believed to have been, acquired by an unauthorized person. The law also authorizes a civil action for damages by a customer injured by a violation of the law and provides that the rights and remedies available under the law are cumulative to each other and to any other rights and remedies available under law. References:
* California Senate Bill 1386 (2002)
* California SB 1386: For the Love of Privacy
* What Is the California Security Breach Information Act?
* California Raises the Bar on Data Security and Privacy
NEW QUESTION # 230
Acme Student Loan Company has developed an artificial intelligence algorithm that determines whether an individual is likely to pay their bill or default. A person who is determined by the algorithm to be more likely to default will receive frequent payment reminder calls, while those who are less likely to default will not receive payment reminders.
Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?
Answer: A
NEW QUESTION # 231
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