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Real Estate Licensing Virginia Real Estate Salesperson Exam Sample Questions (Q63-Q68):
NEW QUESTION # 63
The duty of obedience does not include requests or instructions that are:
Answer: B
Explanation:
The fiduciary duty of obedience requires an agent to follow all lawful instructions from their client.
However, the duty does not include following illegal or unethical requests.
Example: A client instructing a licensee to discriminate against buyers or falsify contract terms - the licensee must refuse.
Other options:
(A) Instructions don't always need to be in writing to be valid.
(B) Ethical but unwise requests still require obedience.
(C) "Unnecessary" instructions are subjective and not an exception.
Reference (Virginia Real Estate):
Code of Virginia § 54.1-2131 (Duties of licensees)
Virginia Real Estate Principles - Fiduciary duties section
A490-02REGS.pdf - Agency & fiduciary responsibilities
NEW QUESTION # 64
A leasehold agreement where the base rent changes is called a:
Answer: B
Explanation:
A variable lease (sometimes called an index lease) is a lease agreement in which the base rent changes during the lease term. Adjustments may occur based on:
Consumer Price Index (CPI)
Scheduled increases at certain intervals
Other options are incorrect:
Net Lease: Tenant pays base rent + some or all property expenses.
Percentage Lease: Rent is based partly on tenant's gross sales (common in retail).
Lease-Purchase Agreement: Tenant leases property with option or obligation to purchase.
Since the question specifies base rent changes, the correct term is variable lease.
Reference:
Virginia Real Estate Principles & Practices (Leasing section)
Real Estate Board Exam Content Outline: Contracts & Leases
NEW QUESTION # 65
Who regulates fair housing advertising?
Answer: B
Explanation:
The U.S. Department of Housing and Urban Development (HUD) regulates fair housing advertising under the Fair Housing Act (1968).
HUD issues rules on wording, images, and equal housing opportunity statements in ads.
Other agencies:
(A) HMDA (Home Mortgage Disclosure Act) - focuses on lending data, not advertising.
(C) CRA (Community Reinvestment Act) - ensures banks serve all communities fairly.
(D) ECOA (Equal Credit Opportunity Act) - prohibits discrimination in lending, not ads.
Reference:
Fair Housing Act, 42 U.S.C. §3601 et seq.
HUD Fair Housing Advertising Guidelines
Virginia Fair Housing Law (Title 36, Chapter 5.1)
NEW QUESTION # 66
Which of these is a naturally occurring radioactive gas that emanates from rocks, soil, and water and can cause lung cancer?
Answer: B
Explanation:
U. S. EPA Radon Risk Guidelines
Virginia Real Estate Board CE Curriculum - Environmental Hazards
Explanation:
Radon is a colorless, odorless, naturally occurring radioactive gas that comes from the decay of uranium in rocks, soil, and groundwater.
It can accumulate in homes and buildings and is a leading cause of lung cancer in non-smokers.
Other options:
(A) Chlordane = pesticide.
(B) Chlorofluorocarbons = refrigerants damaging ozone.
(C) Carbon monoxide = toxic gas from combustion, but not radioactive.
NEW QUESTION # 67
In addition to evaluating borrower creditworthiness, to complete the loan approval process, the underwriter needs to evaluate the:
Answer: C
Explanation:
Loan underwriting evaluates two things:
Borrower's creditworthiness (income, debt, credit score).
The property's value and suitability (via appraisal, condition, and title review).
The lender needs to ensure that the property provides sufficient collateral in case of default.
Other options:
(A) Tender - unrelated.
(C) Broker - not evaluated.
(D) Seller - irrelevant to loan approval.
Reference:
Fannie Mae Selling Guide - Loan Underwriting
Virginia Real Estate Finance Principles - Loan Process
NEW QUESTION # 68
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